I spent many nights reading about this. I am now collecting videos to try and compile the information in a more presentable manner. CAUTION: Once you know this you won't look at reality the same...
rebuttal from the government: http://www.fbi.gov/scams-safety/fraud/fraud#rsbf
and http://www.irs.gov/irb/2005-14_IRB/ar13.html
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